Products & Services
Regular Share Account (Savings)
Open the door to all of our financial services when you establish your share savings account. Share savings is the basic building block of a solid financial future.
Free Share Draft/Checking (Checking)
We offer:
No Monthly Service Charge - if you sign up for e-statements; without e-statements a $0.50 monthly service charge
No Per Check Charge
ATM/Debit card available
Direct Deposit
Overdraft Protection (if eligible)
Check Designs That Fit Your Lifestyle
No transaction fee for On-line banking transfers within your accounts
Fraud Protection on transactional accounts
Members that maintain an average daily balance of $500 or more will earn 0.05% interest on checking accounts. Dividends will be paid the last business day of the month. We are also providing identity theft protection on all checking accounts at no additional cost to the member, however we are asking members to maintain an average daily balance of $25. If your average daily balance falls below $25, you will be charged a one-time $5 fee for that month.
Did you know? You can help your credit union save money - and therefore give more back to members,
with higher savings rates and lower lending rates. Log in to
LFCU on-line
and sign up for e-statements today! Dont forget to provide your email address and remember if you should
change this address to also make this update on-line.
Online Bill Pay Service
Click here to view an online brochure about online bill payment and how it works. Once you've gotten started, there are also instructions on cancelling a payment here that you may want to keep.
Sign up for online bill pay in 3 easy steps
- Login to your account by clicking the LFCU Online button above at right and log into internet banking
- Use the bill payment link to access the enrollment form
- Complete the enrollment form and you're all set.
Online bill pay makes it easy to control your payments and manage your account. Schedule single or recurring payments in just a few steps, and you'll never worry about missing a bill or late fees. Receive helpful e-notifications that let you know when payments are due or a bill has been paid. Pay your bills anywhere, anytime. Online bill pay delivers peace of mind to you. Guard against identity theft from lost or stolen checkbooks, bills and statements. Protect against check fraud with electronic payments instead of unsecured mail. Safety and security with every transaction.
Individual Retirement Accounts (IRA)
Whether you're just starting out, raising a family or approaching retirement, IRAs offer tremendous advantages.
Share Certificates
Earn top dollar on your investments when you choose Lorillard Federal Credit Union for a variety of long and short-term options. We constantly concern ourselves with providing you the best possible return on your money.
Christmas Club
Make budget-friendly payments to your Christmas Club Account all year long. You'll be sure to have lots of "jingle" in your pocket for the holidays.
This year funds will be deposited into your share draft account. If you do not have a share draft account it will be deposited into your share account. If you prefer a check, notify us by Oct. 30, 2013.
Direct Deposit
Enjoy the convenience of having funds automatically deposited into your selected accounts. You may never again have to visit the credit union on payday. Direct Deposit is a great way to earn the maximum dividends on your money. Examples of what can be direct deposited are payroll checks, social security payments, pension/retirement benefits, veteran's benefits and disability benefits.
ATM Access
You'll appreciate knowing that you can access your funds 24/7 through thousands of ATM locations locally and nationwide. To learn which terminals are available to our members without fees and surcharges, click here or call us at 336-272-5244.
ATM/Debit Card
Use your Visa debit card at millions of locations. It works just like a check. You will receive a receipt for your purchase and your transaction will show up on your monthly statement for easy tracking.
Lost/stolen card call: 800-453-4270
Enterprise Car Sales
Enterprise Car Sales offers Certified used cars nationwide, below Kelly Blue Book Value. Find your used car online now!
Auto Loans
Our members count on us to help steer them through the entire auto-buying process. We'll look at your total financial picture to make sure you get into a car — and a car payment — that you're comfortable with. Our loans are always calculated on the simple-interest method with no penalties for pre-payment. We offer:
New & Used Auto Loans
Low Rates
Great Terms
Pre-approval Available
Refinance Options
GAP Protection
Automatic Payment
Other Loan Solutions
Signature loans
Share Secured loans
Mortgage loans
Boats/RVs
NSTC Stock Loans
CD Secured Loans
Other Secured Loans
90 Day Loans
Credit Life and Disability is Available for Added Loan Protection
Visit Us For... Wire Transfers
Notary Service
Auto Pricing
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