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Rates & Fees (effective March 29, 2017)

The par value of one share is $5.00

The rates and fees appearing in this Schedule are accurate as of the Effective Date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union. The Credit Union may offer other rates for these accounts from time to time.

Savings Rates

  Download Truth-In-Savings Disclosure

Contact Credit Union for current rates.


Rate Description APR* |APY*
Shares ($5 and up) 0.05% | 0.05%
Share Draft ($500 and up) 0.15% | 0.15%
Traditional IRA ($500 and up) 0.40% | 0.41%
Roth IRA 0.40% | 0.41%
Christmas Club 0.05% | 0.05%

Term Share Certificates

   

Contact Credit Union for current rates.


Term APR* | APY*
6 months 0.30% | 0.30%
12 months 0.35% | 0.35%
18 months 0.40% | 0.41%
24 months 0.45% | 0.46%
36 months 0.60% | 0.61%
(Minimum deposit $500 on Certificates)
(Minimum balance $500 to receive interest on Share Draft)
Rates can change daily

IRA's

   

Contact Credit Union for current rates.


Term APR* | APY*
Traditional IRA 0.35% | 0.35%
Roth IRA 0.35% | 0.35%

Loan Rates**

Truth-In-Lending Disclosure  |  Amortization Schedule

Contact Credit Union for current rates.



Fee Rates

Type APR*
Stock Secured 3.75% to 96 months
Share Secured 3.0% to 120 months
New Cars 2.55% / 4.79% / 7.95% / 10.85% / 13.50% up to 72 months
Used Cars 3.55% / 5.79% / 8.95% / 12.00% / 14.98% up to 72 months
New & Used Boats 6.00% / 9.00% to 72 months
New & Used RV's 5.50% to 72/120 months
New & Used ATV/Jet Skis 6.00% to 72 months
New Motorcycles 2.15% / 4.39% / 7.50% to 72 months
Used Motorcycles 2.45% / 4.69% / 7.80% to 72 months
Signature 11% to 48 months
Line of Credit 8.75% to 60 months
New to Credit or
Credit Repair Loans
14% to 24 months
Overdraft Protection 11.25%
VISA Platinum/Gold Credit Card 9.95% / 11.00%


Type Fee
Account Closure/Reopen $5.00
(within 3 months of opening/closing account)
Account Reopen Fee $25 (if acct. was closed due to neg. balance)
Account Reconciliation (minimum 1 hour) $15.00 per hour
Account Research (minimum 1 hour) $15.00 per hour
ATM/Debit Card Transaction (first 4 are free) $1.00 each
ATM/Debit Card Replacement $5.00
Bill Pay (first month free) $4.00 per month
Free for Seniors 65+
(Effective August 1st, 2015)
Christmas Club-early withdrawal $10.00
(if outside of withdrawal period Oct. 1-Dec. 31)
Courtesy Pay Fee $28.00 per item
Copy of Check $5.00 each
Copy of Statement $5.00 each
Copy of history printout $1.00
Checking Accts.(below $25 avg. daily balance) $5.00 per month
Checking Accts. monthly service chg. (free w/estatements) $0.50 per month
Deposited Item Returned (3rd party) $10.00
Deposited Item Returned (member) $30.00
Dormant Account Fee (inactivity for 24 months) $5.00 per month
E-statements FREE
Foreign Item Collection Actual Cost
GAP Insurance $390.00
Levy or Garnishment Processing $30.00
Loan Late Payment Fee (7 day grace period) $25.00
Notary Service For Members Only FREE
Non-Sufficient Funds & ACH Returns $30.00 per item
Non-Member ATM Transaction fee $2.50
Official Check (other than payable to self) $1.00
Overdraft Protection in excess of $1,000 $20.00 per advance
PIN Replacement Fee $5.00/PIN
Returned Mail Fee $1.50 per item
Skip a payment $5.00
Stop Payment Fee (single or sequence) $30.00
VISA Credit Card Replacement $5.00
Wire-International $35.00
Wire-National Outgoing $18.00

 

 


*APR = Annual Percentage Rate. APY = Annual Percentage Yield.

**Rates and terms are subject to change and variable periodic rates may vary. All loans are subject to our standard credit review process and procedures. New rates apply to new loans, not refinancing of existing Triad Partners Federal Credit Union loans. Other restrictions may apply. See Truth-In-Lending Disclosure for complete information.

© CUNA Mutual Group, 1993, 2003 (TD24838.1) 9/24/03 D3100-FK1


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