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What's New

Vacation Loan

Be sure to take advantage of our Vacation Loan promotion! Borrow up to $6,000 for up to 30 months at a rate of 7.99% with payments of only $223.35! You can apply online at triadpartnersfcu.org or in person at any of our branch locations. Promotion runs until July 31st, 2017.

Skip-a-Payment

Members in good standing will be able to skip their June or July loan payments for $5.00 fee per loan. (Please Notify the Credit Union at least 10 days before your due date)

New Hours of Operation

We are now offering extended hours at the Greensboro and ITG plant branches. The ITG plant branch will now be open from 8:00 AM to 12:00 PM on Wednesdays. The Greensboro branch drive through will now be opening at 8:00 AM on Fridays. The lobby and drive through will then be open from 8:30 AM – 5:00 PM.

May 1st – July 31st – Credit Card Balance Transfer Promotion

Transfer the balance on the high-interest card to a TPFCU Visa Card and pay only 3.99% for the first 6 months! Then 9.95% – 11.00% (subject to credit approval).

ATM Availability

For your convenience, we have 3 ATMs available for your use. They are located outside of the High Point Branch, at the ITG Corporate Office at Green Valley, and in the cafeteria at the ITG Plant. You can also use any Cashpoints ATM surcharge-free. Ask us about direct deposit and a debit card today and have access to your funds any day, any time.

Thinking of Buying Your Dream Home

Triad Partners Federal Credit Union can help! For more information about all of the products that we offer, talk to your local mortgage expert Shane Canipe. No matter what your real estate needs are, you need to speak to Shane first at (828) 238–8929.

$peedy Bucks Loan

Need some quick cash? Don't forget about our $peedy Bucks loan. You may be eligible to borrow $300 today! Fill out a loan application online or in persona at any branch. This is also a great way to build credit for students/those with little or no credit history. Apply today!

Our Mobile App is here!

Our free mobile app is available to download from the Apple, Google, and Amazon app stores. You can access your mobile banking, view our website, find a shared branch location, or see our up-to-date rates all in one convenient location! You can also sign up for Sprig and manage all of your credit union accounts in one place.


Beware of phone scams this tax–filing season, IRS warns

IRS has compiled a list of top scams – including phone scams – for taxpayers to look out for during the 2015 tax–filing season that credit unions may want to share with their members.

IRS is working to raise consumer awareness on tax scams, so it's pushing out its "Dirty Dozen" list of scams for the 2015 filing season over the next 12 business days. It says phone scams top the list and continue to be a serious threat.

The IRS statement noted that is has seen a surge of phone scams in recent months where criminals impersonate an IRS agent and threaten arrest and license revocation, among other things. "If someone calls unexpectedly claiming to be from the IRS with aggressive threats if you don't pay immediately, it's a scam artist calling," said IRS Commissioner John Koskinen in the statement. "The first IRS contact with taxpayers is usually through the mail. Taxpayers have rights, and this is not how we do business."

The IRS sends out its "Dirty Dozen" list annually, which highlights various common scams taxpayers may encounter throughout the year and especially during tax-filing season. The agency topped its list with phone scams this year because it says they "have been a persistent and pervasive problem for many taxpayers for many months."

The treasury Inspector General for Tax Administration has received reports of about 290,000 contacts since October 2013 and has become aware of nearly 3,000 victims who have collectively paid more than $14 million as a result of phone scams, the IRS noted in its statement.

The IRS reminds taxpayers that it will never call to demand immediate payment, demand to be paid with no time left to ask questions or appeal, require a specific payment method or ask for credit or debit card information over the phone.


Member warning:

The National Credit Union Administration is warning consumers to beware of a new telephone fraud, known as a “vishing” scheme, that is using the agency’s name in an attempt to obtain personal financial information.

Several credit union members have been contacted by automated phone calls claiming to be from NCUA and notifying consumers their debit cards have been compromised. The call then asks the receiver to follow prompts, which request personal information, including sensitive financial data and personal identification information.

Anyone contacted by this so-called “vishing” scheme should immediately contact NCUA’s Consumer Assistance Center Hotline at 800-755-1030 or by email at phishing@ncua.gov to report the scam. Operators answer calls Monday-Friday between 8 a.m. and 5 p.m. Eastern.

NCUA neither seeks personal information from consumers over the telephone nor handles day-to-day maintenance of member account information. NCUA works with law enforcement agencies, including the FBI, to protect from consumers from frauds of this nature.

NCUA urges consumers to never verify or release financial information to unknown callers.


Checking Accounts with Dividends

Members that maintain an average daily balance of $500 or more will earn 0.15% interest on checking accounts, effective November 1st, 2014. Dividends will be paid the last business day of the month. We are also providing identity theft protection on all checking accounts at no additional cost to the member; however we are asking members to maintain an average daily balance of $25. If your average daily balance falls below $25, you will be charged a one-time $5 fee for that month.

Taking your debit card on vacation?

To prevent your debit card from being temporarily blocked for suspicious activity during times of travel; please notify the credit union when you are planning extensive travel with the dates and location of your destination. This will lessen any inconvenience of your card being blocked for suspicious activity during your travel. Please contact the credit union as soon as your travel plans are confirmed.

Courtesy Pay is Here

Triad Partners Federal Credit Union has introduced a new checking feature called Courtesy Pay. With Courtesy Pay, our intent is to provide you with another resource to help manage your occasional cash shortfall.

Courtesy Pay is a non-contractual courtesy, whereby we may honor your insufficient transactions up to your limit of $600, as long as you continue to maintain your checking account in good standing, which includes at least:

  1. continuing to make deposits consistent with your past practices;
  2. you are not in default on any loan obligation to Triad Partners Federal Credit Union;
  3. you bring your account to a positive balance at least once every 30 days.

Courtesy Pay does not guarantee that Triad Partners Federal Credit Union will pay your insufficient item. However, if we do pay your overdraft, your account will be charged our standard $28 non-sufficient funds (NSF) fee.

If you would like overdraft coverage for your ATM withdrawals and everyday debit card purchases, then simply ask us to add this coverage to your account.

Contact your Triad Partners Federal Credit Union Member Services Representative today with questions or to Opt-In for ATM withdrawals and everyday debit card purchases.

Eight Tips to Fight Fraud

  1. Immediately report lost or stolen cards to your credit union
  2. Cover the ATM PIN pad when entering your number
  3. Choose a credit and debit card PIN number that is difficult to guess, but easy for you to remember
  4. Do not reply to any email, text or phone requests for your social security number, credit or debit account number or any other personal information
  5. Monitor your credit report, credit and debit card accounts and statements for unauthorized transactions
  6. Shred all credit and debit card statements or financial documents before you throw them away
  7. Before making purchases online with your credit or debit card, make sure the website is secure and the company is reputable
  8. Update anti-virus and spyware software regularly

Sprint Can Help Your Credit Union Earn Additional Non-Interest Income!

Give your members big savings on their wireless service and equipment through the Sprint Credit Union Member Discount Plan. Thanks to an agreement between The North Carolina Credit Union League and CU Solutions Group, your credit union members can take advantage of this exclusive discount.

By enrolling in the Sprint Credit Union Member Discount Plan, members will receive a 10% discount on most individual service plans, a 15% discount on most business plans, discounts on equipment and accessories, plus waived fees on new activations and upgrades. All credit union members are eligible for this discount, even if their credit union isn't participating in the program.

All members have to do to get the discount is mention that they're a credit union member, and ask to be connected to the NACUC_ZZM Corp ID. To date, more than 1.1 Million credit union members have saved over $93 million through the Sprint Credit Union Member Discount Plan.

The North Carolina Credit Union League joins over 40 state leagues nationwide to bring this valuable program to its members. Currently, there are more than 1,305 credit unions participating in the Spring program, with more than 1 Million members saving with this exclusive discount.

For more information on the Sprint discount, please contact Richard Ford at 1.800.822.8859, ext. 9069.

CU Service Center Shared Branches

TPFCU is closer than you might think. CU Service Centers are a network of Credit Union Offices designed to provide you service where and when need it. There are over 500 locations in 25 states ready to serve you. Many of the transactions you conduct at the credit union office are available at the CU Service Center Shared Branches.

Transactions include:

  • Cashing Checks
  • Deposits & Withdrawals
  • Transferring funds between accounts
  • Account inquiries
  • Loan
  • Payments

For your nearest location, go to www.co-opcreditunions.org

Guaranteed Asset Protection Plus (GAP)

New & Used vehicles often depreciate rapidly and vehicle loans are typically getting longer in terms. There may be a point where you owe more than it's worth. That's where MEMBER'S CHOICE GAP Plus can kick in. GAP Plus will help cancel the difference between the primary insurance settlement and what you may still owe. In addition, if your vehicle is stolen or totaled in an accident, it will cancel $1000 of your next loan with your credit union when you purchase a replacement vehicle within 60 days of your primary insurance settlement. MEMBER'S CHOICE Guaranteed Asset Protection Plus helps you prepare for the unexpected.

The fee can be included with your monthly payments or made separately by cash, or check. You can cancel within 90 days for a full refund. If you have questions, simply contact your credit union.

Audio Response Phone Access Line (PAL)

PAL can be reached by calling Triad Partners Federal Credit Union at 336-272-4836.

We have a new system so you will need to follow these steps to set-up your account for the first time only

  1. Call the credit union @ 272-5244 so we may maintain your profile
  2. Call 272-4836 and enter the following:
    • The auto attendant will ask you to enter your account number. — Enter your member number and then the # key
    • Next, enter your personal identification code — Enter 9999# (this is a temporary code).
    • Enter the 2 digit transaction code — Enter 95# (this is to set your PIN)
    • Next, enter your personal identification code — Enter a 4 digit number followed by the # key.
    • You will be asked to enter this one more time — 4 digit number followed by the # key.
    • Next it will ask you to enter the 2 digit transaction code — we have new transaction codes and they are listed below. For your convenience, we have wallet size PAL cards that list all of our transaction codes and record numbers. Please ask for one on your next visit to the credit union.
Transaction Codes
10 Share Information
13 Check Request
14 Last Year's Dividends & Interest
17 Account Transfers
18 Account Transfers to Other Member Accounts
21 Loan Information
90 Last 5 Checks Cleared
91 Individual Check Cleared
92 Last 5 Share Transactions
93 Last 5 Loan Transactions
99 End Call
Record Numbers
01 Regular Share Savings
02 – 12 Share Draft (Checking)
03 Christmas Club
06 – 07 Secondary Share

Sign up for E-Statements Now — It's Free and Easy

First, you must be an online banking user. Please come by the Credit Union and indicate the accounts you would like to make online transfers to/from. Once you have activated your online banking account, you may sign up for E-statements from the convenience of your own home. It's the safest and most convenient delivery method! You will need to provide your email address where you wish to receive the statement. You will receive an email notifying you that your monthly/quarterly statement is available for retrieval online. You'll also be able to review the past 18 months of transaction history. It's that simple! And On-Line banking and E-Statements are both totally FREE! Simplify your finances and eliminate some paper too.

Just a Friendly Reminder...

For those of you who frequently mail checks to the credit union to be posted, we would like to ask that you either indicate on the check where you would like the check(s) to be applied or enclose a note with instructions. This will ensure that your deposits or payments are applied to the proper account. We thank you for choosing Triad Partners Federal Credit Union for your financial services and we welcome any suggestions you may have to improve our products and service delivery.

Show Your Support for Big Brothers and Big Sisters

Big Brothers Big Sisters is a United Way agency that receives 30% of its annual budget from the United Way of Greater High Point. Without the help of United Way and the community, Big Brothers Big Sisters could not continue to provide free services to youth and volunteers. If you would like to volunteer or refer a child to the program, they may be contacted at 336.882.4167

Triad Partners Federal Credit Union Has Partnered with Enterprise Car Sales

Enterprise Car SalesWhen you're ready to purchase a vehicle, visit or call us at 336-272-5244 to get pre-approved for an auto loan, then visit Enterprise Car Sales, where you'll receive the same world-class personal service. Enterprise provides an exclusive Perfect Used Car Package with a 7-Day Repurchase Agreement that ensures your complete satisfaction. With more than 120 makes and models of late-model, low mileage certified vehicles, you're sure to find the one that's just right for you. Haggle-free buying, Worry-free ownership. Borrow from your Credit Union — Buy from Enterprise Car Sales

Need A New Ride?*

Call us for our most current rates on new and used vehicles. And if you have a vehicle loan at another financial institution, ask us how to transfer it to the credit union so you can take advantage of this offer. Stop by or call the credit union at 336-272-5244 for more information.



   

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